- Specialist cover options for all kinds of property
- Protect your buildings, contents and more
- Expert advice and a 24-hour UK claims helpline
- Eligible Eton & Co members get 20% of their premium paid by us*
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Let us do the hard work on your home insurance
At Eton & Co Financial Services, we know how important your home is to you. That’s why we offer expert advice to help you assess the real value of your property and possessions.
We’ll work with you and our selected panel of leading providers to:
- Match cover to your needs
- Check you’re not underinsured
- Save time searching comparison sites or getting multiple quotes
Find the right home cover for you
| Standard home insurance | High-value home insurance | |
|---|---|---|
| Property rebuild value | Up to £1 million | £500,000+ |
| Total contents value | Up to £100,000 | £100,000+ |
| Individual valuables and single item limit | £1,000 - £5,000 | £25,000 - £100,000+ or agreed value |
| 24-hour UK based helpline | Yes | Yes |
| Home appraisal service | No | Yes |
| Home emergency and legal cover | Yes - for an additional cost | Yes - included in every policy |
| 20% discount for Eton & Co members | Yes | Yes |
What's covered under standard home insurance?
Here's what you can expect from our home insurance as standard. For a higher level of cover, check out our high-value home insurance.
What's covered?
Depending on the level of cover you choose, your policy can cover:
- Personal belongings
- Loss or damage
- Alternative accommodation
- Garden cover
- Student belongings
- Digital downloads
Whether you’re at home or away, your belongings are protected.
Cover if your home is broken into and your possessions are stolen, or your buildings or items are damaged by natural events like fires, storms or floods.
If your home is left uninhabitable by an insured event, alternative accommodation will be provided for yourself, your family and your pets.
For those with green fingers – you’re insured on your sheds, plants and equipment.
Cover for your belongings up to £2,500 while you study at university, college or boarding school.
Whether you’re a film fanatic or music lover, you can protect your downloads up to £2,000.
What's not covered
Your cover won't include:
- Loss or damage on an unoccupied home
- Certain damages
Depending on your chosen policy, your buildings or contents can’t be covered if you’re away for more than 30, 45 or 60 days in a row.
Such as damage caused by wear and tear, vermin and insects, fungus, damp, light, wet or dry rot.
Specialist home insurance
Depending on your type of home and what you use it for, you might want to look at some of our specialist cover options:
Optional extras
For extra peace of mind, why not add our Total Home Protection policy to your home insurance cover? For an extra charge, you’ll get:
- Home emergency assistance
- Family legal expenses
- Key cover
- ID theft
Our network of registered tradespeople will be on-hand 24/7, to help with burst pipes, lack of heating or no hot water.
We’ll protect you against disputes such as employment issues and neighbour problems up to a limit of £50,000.
Misplaced your keys or have a broken lock? We’ll cover the costs of a replacement or repair to save you paying an excess or losing your no claims bonus. We'll even cover your car keys.
There’s only one ‘you’, so let’s keep it that way. If your identity is stolen, we’ll create a personal action plan to get it back.
Excess protection
If you don’t want to be out of pocket when you need to make a claim, talk to us about excess protection. With our excess protect cover, you can claim your excess back. This is based on how much you have to pay when you make a claim (subject to your policy limit).
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New quote on home insurance
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Great experience
Eton & Co member? Get 20% of your insurance premium paid by us*
Protect your home and your pockets as a Eton & Co member. Enjoy a 20% saving on your new home insurance policy.
* Terms and conditions apply.
Important information
Things to know before you apply
Eton & Co Financial Services is a credit broker. Premium finance is provided by Premium Credit Ltd. who pay variable commission to us which could impact the interest rate you pay, now or in the future. Limits, exclusions and charges do apply.
Full terms and conditions of the policy and cover, including the policy benefits and exclusions, will be contained in the Policy Wording and Policy Summary.
Risk must be acceptable to underwriters at normal terms.
Verifying your identity
To make sure insurers have the necessary facts to verify your identity, help prevent fraud and carry out risk profiling to calculate your premium and payment options, they may obtain information about you from publicly available sources and trusted third parties. This may include a quotation search from a credit reference agency. This will appear on your credit report as a soft search and will be visible to other credit providers. It will be clear it’s a quotation and not a credit application by you.
Key documents
- (PDF, 287KB)
Frequently asked questions
Home insurance guides
Your guide to buying home insurance
How to reduce home insurance costs
Get a home insurance quote
Interested in discussing a home insurance policy or getting a quote? Fill out the short form below and one of the team will give you a call.
Alternatively, you can call us free on 0808 296 3317. Opening hours are Monday to Friday 9am - 6pm and Saturdays 9am - 1pm.